Types of Life Insurance

TYPES OF LIFE INSURANCE PRODUCTS

NON-INVASIVE PRODUCTS DESIGNED TO PROTECT YOU AND YOUR LOVED ONES
insurance_category_image

Permanent Life Insurance

A combined savings plan (that you can utilize while alive) and death benefit that allows for borrowing funds to help meet your future goals.

Why Permanent Life Insurance?

  • Insurance that can be used while still living
  • Offers benefits to the insured that suffers from heart attack, cancer or stroke and lives
insurance_category_image

Term Life Insurance

We have contracted with numerous carriers to provide you with term life insurance that is easy to understand, affordable and easy to apply.

Why Term Life Insurance?

  • Need the most coverage for the least amount of premium
  • Need coverage for a set period of time
  • Want the ability to convert term into a permanent policy without having to requalify
  • Does not want to hassle with completing a para-med (blood and urine analysis)
insurance_category_image

Universal Life Insurance

We offer affordable universal life insurance solutions to protect for a lifetime of coverage.

Why Universal Life Insurance?

  • Flexibility to adjust your premiums and possibly, coverage amounts
  • Cash value that you may be able to borrow from, while you're still alive
  • Potential growth

WHY CHOOSE NMER

AND WE BELIEVE THAT IT SHOULD BE EASY TO FIND AFFORDABLE LIFE INSURANCE

No Medical Exam Required has been in business since 1975 and have written over 15,000 life insurance policies. Our platform was built for the client who wants clear control over the buying process. And our system is designed to save you time and money.

We are an independent agency, and we shop only A-rated carriers to find you the best prices

Each carrier has different underwriting criteria and it pays to chat with our agents to determine how each company will rate.

APPLICATIONS ARE FAST & EASY